In these trying times, even those with veins of steel can find themselves nervous about the market’s direction and what it could mean for one’s financial future. And the unprecedented nature of the novel coronavirus—and its ability to shutter businesses and services nationwide—can make it hard to take lessons (or comfort) from previous corrections and recessions. Fortunately,…

Read More

Americans, it seems, are spenders. Personal savings rates are low and many people spend beyond their means. If you’re among those Americans who can’t seem to save, it might be time to create a budget. A budget allows you to understand where the money goes and may help you free up cash for important savings…

Read More

First, the car broke down, then the dishwasher stopped working, and now the dog is sick. Sometimes the old proverb, “It never rains but it pours,” seems to ring a little too true. When you need money to pay large, unexpected bills, where do you turn? Many people use credit cards or borrow from their…

Read More

It may be better to give than to receive, but it may be even better to give and see your generosity rewarded. Charitable giving can play a valuable role in your financial and tax strategies. A well-planned gift to charity could provide an income tax deduction and a reduction of estate taxes. Your donation could…

Read More
financial-planning-problems

If you are nearing your retirement years or if you are already retired, you should be aware of financial planning problems that present challenges for a comfortable retirement. None of us know how long we’ll live so there’s always the chance that we’ll out live our money. We also can’t forecast our eventual expenses including…

Read More
Financial Planning

You are on the right financial track; you have an emergency fund, a retirement account, and home equity. The reality is that even with a solid foundation, there can be some uncertainty about financial stability over the long-term. Fortunately, financial planning can help take care of that uncertainty. Hiring a professional to identify your needs…

Read More
Retirement Planning

Are you one of the 10,000 who will retire today? Retirement planning can get you there. Our “baby boomers” the ones who have lead, and defined our great country for the past 40 years are now re-defining their own, and very personal next chapter, retirement. As with all transitions, they are not without challenges. In…

Read More